The Logic Group - Card Processing Solutions

The Logic Group is a leading provider of software solutions for payment card processing systems. The Logic Group’s solutions are used by 60% of the UK’s top 100 retailers to process their payment and loyalty card transactions, as do many of the largest call centres and e-commerce websites.

The company's software handles more than £100 billion (€ 145 billion) worth of transactions, across 250,000 points of sale, a year in the UK alone. The company’s software continues to play a central role in the UK’s migration to Chip & PIN, having already upgraded over 100,000 points of sale.

•	Authorisation - The Logic Group’s card authorisation and validation system provides a comprehensive and flexible set of facilities for validating, authorising and switching credit, debit, purchasing and electronic gift card transactions.
•	Settlement - The Logic Group's settlement products have been designed to support all the latest developments in card payments including EMV, Dynamic Currency Conversion and the purchasing card standards from VISA and MasterCard. Only when settlement is completed are funds actually transferred between the merchant and the financial institution.
•	Chip & PIN - The Logic Group has developed a suite of EMV solutions designed to cater to a broad range of differing merchant requirements, including unattended, wireless and store environments. We have the fastest Chip & PIN solution in the world, were the first to receive EMV certification, have upgraded over 100,000 EPOS terminals and were gratified to receive a Queen’s Award for our efforts.
•	CNP Solutions - The Logic Group has developed a comprehensive portfolio of software tools for Customer Not Present environments that handle card verification, payer authentication, risk management and card authorisation together with the assurance of strong security protection. Merchants can select individual elements of the package or the entire fraud control toolkit.
•	Consultancy and Professional Services - The group provides a range of Card Processing, Fraud & Security consulting services, including a package of services that cover initial risk assessment through to compliance with the new payment card industry (PCI) data security standard. A range of professional services is also available, including card processing system health checks.